Avoiding Hidden Costs: How to Claim Bajaj & TATA AIG Windshield Insurance for Breeza & Creta in Mumbai Without NCB Loss

Ever had a chipped or cracked windshield on your Breeza or Creta and wondered if claiming it will affect your No Claim Bonus (NCB)? You are not alone!

Thankfully, both Bajaj Motor Insurance and TATA AIG Motor Insurance offer windshield insurance that covers damage without risking your NCB.

Let us break down the motor insurance process in Mumbai for a smooth windshield replacement, with zero hidden costs.

Will Your TATA AIG & Bajaj Windshield Insurance Cover Windshield Damage?

Yes, your TATA AIG Motor Insurance and Bajaj Motor Insurance will cover windshield damage, but only if you have a comprehensive policy. Under a comprehensive plan, windshield insurance is usually included as part of the own damage section.

So, whether your Breeza or Creta has a cracked or broken windshield due to an accident, flying debris or a falling object, you are generally covered.

However, you must follow the right motor insurance process to make a valid claim. Both insurers, TATA AIG and Bajaj, usually allow car windshield replacement without affecting your No Claim Bonus (NCB).

But it is always a good idea to double-check your specific policy wording or speak with your agent. If you live in Mumbai, it is even more crucial to get timely repairs, as heavy rains and potholes can impact the windshield.

Steps to Claim Your Windshield Insurance with AIS Windshield Experts

A cracked or shattered windshield is a safety hazard. If your Brezza or Creta's windshield is damaged, here’s how you can smoothly claim your TATA AIG or Bajaj windshield insurance through AIS Windshield Experts, India’s trusted windshield repair and replacement brand.

Step 1: Assess the Damage

As soon as you notice a crack or chip, avoid driving the vehicle. A damaged windshield can obstruct vision and may worsen on bumpy roads. Contact AIS Windshield Experts for a quick inspection.

Step 2: Check Your Insurance Coverage

Ensure your comprehensive car insurance policy (from TATA AIG or Bajaj) covers windshield damage. Also, confirm if the deductibles (compulsory or voluntary) apply. If the repair cost is lower than the deductible, it may be better to pay out of pocket instead of filing a claim.

Step 3: Visit AIS Windshield Experts

Drive or tow your car to the nearest AIS Windshield Experts centre. Our technicians will assess the extent of the damage and recommend whether repair or replacement is needed. Minor chips or cracks usually qualify for repair, while shattered or spider-web cracks require full replacement.

Step 4: Initiate the Insurance Claim

Our team will help you initiate the claim process. You can either file it online or provide a written request. If the damage occurred due to vandalism, lodge an FIR first.

Step 5: Submit the Required Documents

Keep these documents handy:

• RC book/Smart card
• Valid driving license
• Comprehensive insurance policy copy
• ➔For company-owned vehicles: Company stamp on claim forms

We will coordinate directly with TATA AIG or Bajaj in case of cashless claims, saving you the hassle

Step 6: Claim Settlement

If you are using a cashless network garage, you will only pay deductibles (if applicable). If you opt for a non-network garage, submit all bills and receipts to the insurer for reimbursement.

To Sum It Up

A cracked windshield does not have to crack your peace of mind. With Bajaj or TATA AIG Motor Insurance, you can claim a windshield replacement without losing your NCB, just follow the right process.

And if you want expert service with zero hassles, trust AIS Windshield Experts for reliable, quick, and quality repairs. Book your appointment today and drive confidently.