How to Fill a Windshield Insurance Claim Form: A Step-by-Step Guide by India’s Most Trusted Brand AIS Windshield Experts

A cracked or shattered windshield can turn a good day upside-down. Repair bills can sting, but a well-used insurance policy keeps most of that pain away. India’s largest and most trusted name in windshield replacement, AIS Windshield Experts, helps thousands of drivers navigate the paperwork for efficient windshield claims every year.

This guide shows you how to fill insurance claim form details correctly and get your car glass fixed fast, minus the stress.

When Should You File a Windshield Insurance Claim?

File an insurance claim when the damage threatens safety or makes windshield replacement inevitable.

• If you notice a crack on the windshield.
• If you notice any chips larger than a ₹2 coin, especially those in your direct line of sight.
• If you notice a spider-web pattern on your windshield after a collision or vandalism.

Please note that minor cracks, which can be repaired promptly, typically do not require filing an insurance claim. Filing claims for major damage is a more beneficial approach.

Documents Required to File a Windshield Insurance Claim

• Active insurance policy document
• Vehicle Registration Certificate (RC)
• The driving licence of the policyholder
• FIR copy (only for theft or vandalism)
• Photos of the damage (our technicians will capture these photographs for your convenience)
• Motor insurance claim form/car insurance claim form from your insurer
• PAN or Aadhaar number for KYC

Tip: Drive in (or request a doorstep van) with just your car and the papers mentioned above. AIS Windshield Experts will handle the rest.

Step-by-Step Guide: How to Fill a Windshield Insurance Claim Form

Step 1: Obtain the car insurance claim form online or from any AIS Windshield Experts office or service centre, as the team keeps partner company forms on hand.

Step 2: Ensure you write your full name, phone and address as on your policy. Additionally, include the policy number, start and end dates, and the name of the insurer. Finally, attach the policy copy or write the policy ID to proceed.

Step 3: Mention the date, time and place of damage briefly, along with the cause. For example, a stone hit the windshield while driving on NH 48. You can also ask our staff to help.

Step 4: Add:

• Vehicle make, model and fuel type.
• Registration, chassis and engine numbers (from your RC).
• Mileage at the time of damage (approximate is fine).

Step 5: Tick “Own Damage-Glass” in the loss section. Next, sign the form, attach the RC, licence, KYC copy and photos (digital uploads for online forms). Submit the pack to the AIS front desk, and we will forward it, chase approvals, and update you via SMS. You can also submit online on the insurer's website.

What is a No Claim Bonus (NCB) and How It Affects You

A No Claim Bonus is your reward for every claim-free policy year. You get a premium discount of up to 50% after five consecutive claim-free years. Using that bonus to cover a minor chip may ultimately prove more costly.

Our advisors check repair quotes, NCB value and policy terms in minutes and suggest the lower-cost path.

Common Mistakes to Avoid While Filing a Claim

• Leaving blanks or writing illegibly. Insurers may reject incomplete forms.
• Waiting more than 48 hours to inform the company.
• Not keeping photocopies or digital scans of all submitted documents.

How We Simplify the Insurance Claim Process for You

• Tie-ups with nearly every major insurer, ensuring cashless approval in most cases.
• Doorstep vans, on-site filing support, one-visit turnaround, paperless processes and quick claim submissions.
• A dedicated claims desk to track your file until reimbursement is complete.
• Customer-first support with end-to-end windshield repair and replacement solutions for maximum convenience.

Final Thoughts

Now that you know how to fill motor insurance claim form, you must not delay filing a claim for windshield damage.

A cracked windshield weakens your car’s structure and your peace of mind. Act fast, follow this guide and lean on AIS Windshield Experts for honest advice and hassle-free service. From the first call to the final polish, our team keeps is here for you.

Book your windshield replacement or insurance consultation online or visit the nearest centre of India’s most trusted auto-glass brand today.

FAQs

Can I claim insurance for a small crack?

Yes, but if the repair cost is lower than your NCB savings, self-payment may be wiser.

Will my premium rise after a windshield claim?

A glass-only claim rarely affects the basic premium but will reset your No Claims Bonus (NCB) to zero.

How long does approval take?

With complete documents, most partners approve within a day; however, complex cases may take longer.