Windshield Damage & Acko Insurance: What’s Covered and What’s Not

Your windshield does more than keep the rain out; it’s a key part of your car’s safety system. A tiny crack or chip can weaken it, affecting airbag performance and visibility.

Luckily, AIS Windshield Experts has teamed up with Acko Insurance to make the repair process easy and stress-free, combining professional service with insurance support.

Let’s explore what’s covered under Acko, what isn’t and how to claim windshield insurance hassle-free.

Why Is A Damaged Windshield Risky?

Even a small crack can affect visibility and weaken your car’s structure. This can affect how airbags deploy in an accident, putting you and your passengers at higher risk.

The problem is that tiny cracks rarely stay small. Heat, cold, road vibrations and sudden temperature changes can make them spread, turning a minor chip into a full windshield replacement later (that will end up costing several times more).

AIS Windshield Experts, through our partnership with Acko Insurance, guide you through a smooth, hassle-free claim with quality repairs and replacement support, keeping you safe and saving you money.

Does Acko Insurance Cover Windshield Damage?

Yes, Acko Motor Insurance covers windshield damage if you have a Comprehensive Car Insurance Policy. This policy protects against accidents, vandalism, natural calamities and falling objects like tree branches or debris.

What is Covered?

• Accidental Damage - Cracks, chips or breaks caused by road accidents.
• Natural Disasters - Damage from floods, storms, hail or earthquakes.
• Fire-Related Incidents - If your windshield is damaged due to fire or explosion.
• Vandalism or External Impact - Protection against intentional damage by third parties.
• Falling Objects - For instance, a tree branch or debris hitting your windshield.

At AIS Windshield Experts, we not only handle the repair or replacement but also guide you through the Acko insurance claim, making the whole process smooth and stress-free.

What’s Not Covered Under Acko’s Windshield Policy

• Wear and tear or pre-existing damages - Cracks or chips present before policy starts.
• Damage due to improper maintenance - neglecting issues or using harsh cleaning methods.
• Driving Under the Influence - Accidents occurring while driving under the influence of alcohol or drugs void the windshield insurance coverage.
• Unauthorised Driving - Damage caused when someone drives the vehicle without a valid driving license is not covered.
• Illegal Activities - Damages incurred during illegal activities, such as unauthorised racing, are excluded.

Claim Process with Acko for Windshield Damage

Filing a windshield claim with Acko is simple, and we at AIS Windshield Experts make it even easier.:

• Assess & Document - Inspect the damage, whether a chip or crack and take clear photos. Contact us directly for assistance.
• Share Policy Details - Provide us with your ACKO policy number, RC and damage details so we can help file your claim smoothly.
• Inspection at AIS Windshield Experts- Visit any AIS Windshield Experts centre for proper inspection and cashless service under ACKO’s network.
• Claim Form & Documents - Our team helps complete paperwork and coordinates with ACKO for faster processing.
• Repairs & Settlement - Once approved, repairs are done with OEM-grade glass. ACKO settles directly; you only pay the deductible if applicable.

Conclusion

Windshield damage isn’t just cosmetic, but it’s a safety risk. With AIS Windshield Experts and Acko Insurance, you get professional repairs and smooth insurance support.

You can get your windshield repaired directly with us, and then, thanks to our partnership with Acko, file a smooth, hassle-free cracked windshield insurance claim. Our team will ensure your repair meets safety standards while helping you with all claim-related assistance.